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ClosingCostCalculator

Estimate all the costs associated with closing on a home purchase — lender fees, third-party services, prepaids, and total cash to close.

Closing Cost Calculator

Cost Breakdown

Property & Loan

Third-Party Fees

Prepaids & Escrow

Other

Estimated Cash to Close

$90,875

Total Closing Costs

$10,875

As % of Price

2.72%

Down Payment

$80,000

Lender Fees

$3,900

Third-Party Fees

$4,775

Prepaids

$2,200

Detailed Breakdown

Origination Fee(Lender Fees)
$3,200
Underwriting Fee(Lender Fees)
$600
Credit Report(Lender Fees)
$35
Flood Certification(Lender Fees)
$15
Courier Fee(Lender Fees)
$50
Appraisal(Third-Party Fees)
$500
Title Insurance(Third-Party Fees)
$800
Title Search(Third-Party Fees)
$200
Survey(Third-Party Fees)
$350
Attorney Fee(Third-Party Fees)
$800
Recording Fee(Third-Party Fees)
$125
Transfer Tax(Third-Party Fees)
$2,000
Prepaid Interest(Prepaids & Escrow)
$400
Property Tax Escrow(Prepaids & Escrow)
$1,200
Insurance Escrow(Prepaids & Escrow)
$600

About This Tool

This closing cost calculator helps home buyers estimate all the fees and expenses they will need to pay at closing. It breaks down costs into lender fees (origination, underwriting, credit report), third-party fees (appraisal, title insurance, survey, attorney), and prepaids (interest, escrow). See your total estimated cash to close as a percentage of the home price.