Computes debt service coverage ratio.
Net operating income — Income amount. Higher income improves affordability and lowers ratios; use gross before deductions. Example: 0.1.
Net operating income is required
debt payments — Business metric. Affects cost, margin, or break-even; validate against recent data. Example: 0.101.
debt payments is required
Computes debt service coverage ratio.
Formula
dscr = netOperatingIncome ÷ debtPayments