Principal — Principal amount borrowed. Larger amount increases periodic payments and total interest; compare to down payment. Example: 0.1.
Principal is required
Rate — Rate as a percentage. Determines how quickly interest or growth accrues; even 0.5% changes matter over time. Example: 0.1.
Rate is required
Days — Financial input. Directly drives affordability, yield, or cost; small changes compound over time. Example: 0.1.
Days is required
Interest By Time Period
Formula
interest = principal × rate × days ÷ 365