P2P Portfolio Return Calculator - Calculate and get instant results.
Note principal per grade — Principal amount borrowed. Larger amount increases periodic payments and total interest; compare to down payment. Example: 0.1.
Note principal per grade is required
grade APRs — Financial input. Directly drives affordability, yield, or cost; small changes compound over time. Example: 0.1.
grade APRs is required
grade default probabilities — Financial input. Directly drives affordability, yield, or cost; small changes compound over time. Example: 0.1.
grade default probabilities is required
P2P Portfolio Return Calculator
Formula
Sum of (weight × grade APR) minus grade-weighted expected default.