PeerLoanDefaultRateCalculator

Originated principal — Principal amount borrowed. Larger amount increases periodic payments and total interest; compare to down payment. Example: 0.1.

Originated principal is required

defaulted principal — Principal amount borrowed. Larger amount increases periodic payments and total interest; compare to down payment. Example: 0.1.

defaulted principal is required

observation period — Financial input. Directly drives affordability, yield, or cost; small changes compound over time. Example: 0.1.

observation period is required